Managing your finances could be overwhelming at times, but with the help of technology, you can easily keep track of your spending and savings. If you're an iOS user, you're in luck as there are several excellent finance apps available in the App Store. In this article, we're featuring the 10 best iOS apps for personal finance to help you take control of your money.
1. Mint
Mint is a free personal finance app that helps you manage your money by tracking your expenses, setting budgets, and tracking investments. With Mint, you can also see your credit score, and the app will send you alerts if your bills are due or if you're overspending. Mint can sync with your bank accounts, so you don't have to update your transactions manually.
2. Personal Capital
Personal Capital is a free app that helps you manage your investments and track your financial goals. The app syncs with your bank accounts, credit cards, and other financial accounts, so you can see your net worth in one place. Personal Capital also offers a retirement planner, investment checkups, and other tools to help you manage your finances.
3. YNAB
YNAB (You Need a Budget) is a subscription-based app that helps you create a budget and stick to it. YNAB uses the envelope budgeting system, which means you assign money to different spending categories. The app also offers financial education resources and a community forum where you can get support and advice.
4. Acorns
Acorns is a mobile investment app that lets you invest your spare change automatically. The app links to your account and rounds up your purchases to the nearest dollar. The rounded amount is invested in one of the five investment portfolios offered by Acorns. The app charges a monthly fee of $1 for accounts under $5,000 and 0.25% for accounts over $5,000.
5. PocketGuard
PocketGuard is a free budgeting app that helps you monitor your spending and save money. The app analyzes your transactions and categorizes them automatically. PocketGuard also offers budgeting tools and notifications if you're overspending or if you have a bill due.
6. Clarity Money
Clarity Money is a free financial app that helps you save money and manage your finances. The app analyzes your transactions and provides you with insights on your spending habits. Clarity Money also offers budgeting tools, alerts for subscriptions, and a feature to cancel unused subscriptions. You can sync your bank accounts and credit cards for an overall picture of your finances.
7. Robinhood
Robinhood is an investment app that lets you trade stocks, cryptocurrencies, and options commission-free. The app is designed for beginner investors and offers educational resources to help users learn about investing. Robinhood also has a feature that lets you buy fractions of shares, which is great for investors with a small budget.
8. Goodbudget
Goodbudget is a budgeting app that uses the envelope budgeting system to help you manage your money. With Goodbudget, you can create virtual envelopes for different expenses categories and set limits for each envelope. The app also allows you to sync your budget with your spouse or partner and share expenses.
9. Expensify
Expensify is an app that helps you track your expenses and create expense reports. The app can scan your receipts and automatically create expense reports for you. Expensify also syncs with your bank accounts and credit cards to capture your transactions automatically. Expensify is ideal for business travelers or anyone who needs to track expenses for work.
10. Moneydance
Moneydance is a personal finance manager that lets you track your finances in one place. The app can sync with your bank accounts and investments, and it offers budgeting tools, bill payment reminders, and investment tracking. Moneydance also has a feature to generate reports for tax time or budget analysis.
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